How to use the credentials stored in the keyring/credential manager?

You can pass your password in KOPIA_PASSWORD env variable or flag -p, --password=PASSWORD, so you can use your OS specific password manager software to retrieve password and connect to your repo.

PASSWORD = $(retrieve_password_from_keychain)
kopia repository connect ...--password=$PASSWORD...

Here some info how to do this in macOS:

For other systems you have to check documentation how to work with your specific key chain/password manager.